Apple information security basics a lot of precautions to protect the privacy and security of its users. However, fraud and scams are still a concern. One of the most common types of apple pay fraud is card replacement fraud, which occurs when a cybercriminal gains access to your credit or debit card information and replaces it with a different, fake card in your Apple Pay wallet. The new card then allows them to make purchases without your permission.

Apple Pay also does not offer buyer protection for payments, so if you’re scammed through Apple Pay, it can be very difficult to get your money back. That’s why it’s important to monitor your transactions and your credit card statement closely. If you suspect a fraudulent transaction, contact your bank as soon as possible to report the suspicious activity.

Cybersecurity Basics: A Primer on Protecting Your Digital Life

If you’re not sure whether a purchase is legitimate, check your recent transactions in the Wallet app. You can find a list of all your transactions in this app and double-check the payment details before approving them. Apple will display a fraud alert message to you before sending money if the request is suspicious.

The hacks that allow criminals to steal your data from an Apple device can be very dangerous and damaging. That’s why it’s important that you keep your devices and passwords secure. It’s also a good idea to change your passwords regularly and use a strong password manager. In addition, a strong passcode and Touch ID or Face ID can help prevent unauthorized access to your account.